India
UC Inclusive Credit, based in Bangalore, is a 2019-founded impact-focused Non-Banking Finance Company (NBFC). Dedicated to supporting socially oriented MSMEs, UCIC actively provides creative and timely debt capital. With investor backing aligned to Unitus Capital’s vision, UCIC channels innovative private capital towards impactful businesses. Committed to positive impact, UCIC focuses on delivering innovative debt structures, considering both financial returns and social impact. As an integral part of Unitus Capital Group since 2009, UCIC specializes in arranging capital for early-stage companies benefiting low-income populations in sectors like agriculture, education, financial inclusion, healthcare, renewable energy, and women's empowerment.
WorkIndia, a mobile job search platform, links blue-collar workers with employers across India. The user-friendly interface empowers workers to discover suitable jobs while aiding employers in selecting the right candidates. Focused on the blue-collar job segment, WorkIndia offers a comprehensive, scalable solution to hiring challenges. The company's proprietary matching algorithm efficiently pairs job seekers with relevant openings, streamlining the job search process. Accessible in multiple Indian languages, WorkIndia ensures effortless exploration of job opportunities for workers across regions. The company's commitment to delivering a seamless job search experience has solidified its position as a leading platform in India.
Butterfly Learnings specializes in delivering psychotherapies to children confronting developmental and behavioral challenges. Their range of services includes speech, occupational therapies, and applied behavior analysis (ABA) delivered through both physical and digital channels. Operating on a unique hub-and-spoke model, Butterfly Learnings centrally coordinates services while establishing smaller partnership centers. This model enhances accessibility and convenience for families seeking quality care.
HROne, an end-to-end HR management SaaS platform, tailors mobile and web-based solutions for SMEs. The company streamlines HR processes, enhancing overall productivity. Focused on formalizing the blue-collar worker segment, HROne provides a scalable, efficient solution with significant economic impact. Covering the employee lifecycle, the platform handles recruitment, attendance, payroll, and benefits. HROne enables businesses to focus on core operations, entrusting HR management to a reliable partner. Rooted in innovation, it aids businesses in optimizing operations and bolstering the bottom line. With a commitment to scalability, efficiency, and formalization, HROne is a trusted ally for businesses elevating HR management processes.
Medkart, a leading omnichannel retail pharmacy chain in India, specializes in serving low-income customers. Dedicated to affordability, it offers trade generics and private label medicines through digital channels and physical stores. Committed to delivering high-quality medications, Medkart focuses on providing convenient access to essential healthcare products. With a diverse product range, competitive pricing, and exceptional customer service, Medkart is a trusted provider of affordable, high-quality medicines. Whether opting for online or in-person shopping, Medkart ensures easy access to essential medicines, taking pride in catering to the needs of low-income customers across India.
Farmley, an innovative digital platform, specializes in sourcing and distributing non-perishable agricultural products through wholesalers and retailers, both as white labels and under its brand. With a large, diversified supplier network, including farmers and aggregators, Farmley ensures a continuous supply of high-quality products at stable prices. Collaborating with local farming communities and on-site processors, the company promotes employment, stabilizes livelihoods, and fosters socio-economic growth in rural areas.
Wizklub, an innovative interdisciplinary platform, provides educational programs cultivating human-only and essential academic, competitive, and career skills. Through research-based courses, Wizklub focuses on Logical Reasoning, Critical Thinking, Problem Solving, Creation using Technology (Coding and Robotics), and Applied Mathematics and Science for school students. Their mission is to empower future minds to solve real-world problems and shape the future.
Drishti addresses the significant eye care gap in India, offering high-quality, affordable services in underserved areas of Karnataka. Utilizing an innovative hub-and-spoke model, the company delivers eye care directly to communities through mobile clinics and vision centers, referring complex cases to larger city hospitals. This approach ensures accessibility, particularly for women and the elderly. Drishti's community-based ophthalmologist provides low-cost eye care, overcoming economic and cultural barriers to treatment.
Aviom, a housing finance company, addresses the needs of low-income households in semi-urban India. Specializing in providing housing loans for home improvements, renovations, and sanitation, Aviom prioritizes women empowerment. Notably, the company extends loans to women borrowers without formal income documentation. Aviom's focus is on making a positive impact by providing housing loans to underserved families in India.
EduBridge is a comprehensive platform committed to bridging the gap between academic qualifications and industry needs, specifically targeting low-skilled job seekers. Offering a diverse catalog of courses across industries like technology, financial services, healthcare, and logistics, EduBridge imparts industry-specific skills and practical expertise. Initially adopting a B2B2C and B2G2C model in physical centers, EduBridge partnered with businesses and government agencies. Recently expanding to direct-to-consumer (D2C) online courses, EduBridge provides financing options and an employment guarantee on its retail platform, making education accessible and overcoming financial constraints for motivated learners.
MicroEnergy Credits collaborates with communities, predominantly women-led Micro Entrepreneurs, facilitating their transition out of poverty through access to affordable clean energy. Offering solutions like solar lighting, efficient stoves, and water purifiers, MEC empowers communities to control their clean energy future. With extensive expertise, MEC provides funding and serves as a trusted provider of social impact carbon credits. Utilizing cloud-based technology to track emissions reductions, MEC supports the shift from kerosene to clean energy. This allows the provision of high-quality social impact carbon credits to Net Zero Pioneers. MEC's ultimate goal is to create a world free of poverty and climate change.
Biosense Technologies, created by a group of medical professionals, engineers, product designers, and IT coders, actively designs portable, affordable devices for basic healthcare screening. Operating at the intersection of health technology and people, Biosense envisions actively influencing and improving lives through the sensible and practical use of technology. The company directs its active efforts toward addressing three major health issues in India: diabetes, anemia, and malnutrition. Biosense actively strives to improve mass access to better healthcare by extending alternative and appropriate technologies.
Pakistan
GoldFin, a specialized financial institution, tailors a range of services for Micro, Small, and Medium Enterprises (MSME) owners, farmers, and salaried professionals. Leveraging gold collateral—bars, ornaments, and jewelry—GoldFin offers credit facilities with a focus on flexibility and accessibility. This strategy enables the organization to serve individuals and businesses facing challenges meeting conventional lending criteria. Beyond loan provisions, GoldFin excels in gold valuation, verification, and secure storage, targeting third-party banks and microfinance institutions. Executed with precision and integrity, these services underscore GoldFin's commitment to industry best practices. By integrating lending with valuation and securekeeping, GoldFin emerges as a comprehensive solution for gold-related financial needs, reflecting its innovative approach and dedication to client satisfaction.
Taleem, a licensed non-bank financial institution (NBFI) in Pakistan, specializes in lending to the education sector. As the country's inaugural lender of its kind, Taleem offers a unique opportunity for schools, teachers, parents, and service providers to secure financing for educational needs. Distinguished by its exclusive focus on education, the company delivers targeted and innovative solutions, setting it apart from traditional financial institutions. Taleem is committed to enhancing access to education and fostering quality education in Pakistan through accessible and affordable financing. With a mission to facilitate educational growth, Taleem stands as a trusted and reliable partner, contributing to the development of a more inclusive and vibrant education system in Pakistan.
Trellis, a licensed non-bank financial institution (NBFI), specializes in providing Shariah-compliant home loans to low- and moderate-income families. The mission is to promote homeownership for underserved communities through innovative financing solutions. Trellis actively partners with other financial institutions, utilizing its proprietary digital platform to streamline applications, ensuring a convenient, user-friendly experience. Committed to providing affordable and accessible home loans, Trellis helps customers achieve homeownership dreams. With a focus on social impact and responsible lending, Trellis stands as a trusted provider of Shariah-compliant home financing for low- and moderate-income families seeking affordable housing solutions.
CreditPer, a non-bank financial company, provides asset-backed productive loans for items such as smartphones, motorcycles, solar panels, and consumer durables. Delivering services through a mobile application, CreditPer integrates technology and finance to address the needs of contemporary consumers. The company strategically partners with various entities, leveraging extensive networks, including customers, gig workers, and key stakeholders, to broaden its reach and offer financing solutions to a diverse population.
AMC, a leader in low and middle-income real estate development and project management in Pakistan, has transformed over 250 acres of rural land into fully developed residential areas. With a commitment to quality and efficiency, AMC offers experienced planning and innovative design for families with financial constraints. Comprehensive on-site services and a strong focus on community development ensure that AMC not only meets market demand but also enhances the standard of living for low- and middle-income families.
Cambodia
Azaylla, an agricultural services company, collaborates with smallholder farmers to deliver high-quality fresh produce through sorted, washed, and packaged offerings in both B2B and B2C channels. This partnership ensures farmers have reliable market access, with regular purchases, minimal waste, and immediate payment. Committed to supporting farmers, Azaylla provides access to finance, quality inputs, and crop sorting services, enhancing the quality and value of their products.
Boost Capital pioneers advanced technologies, empowering MFIs to lend efficiently through digital channels. Their managed software-as-a-service (SaaS) solutions harmonize advanced technology with economic feasibility, yielding operational savings, enhanced risk management, and competitive risk-based rates for end clients. Boost Capital's integrated approach simplifies the loan origination process, improving the user experience. Committed to excellence, the company serves as a valuable partner for MFIs seeking digital expansion without substantial internal investments in technology and capabilities.
Khmer Water Supply Holding (KWSH) delivers affordable, clean piped water to underserved semi-urban and rural communities in Cambodia. The company acquires existing private water stations with untapped potential, offering financial, technical, and marketing support to boost production, distribution capacity, and service area expansion. This approach enables KWSH to extend station reach and provide clean water access to previously unserved communities. Emphasizing industry-leading operating practices, KWSH strongly focuses on efficiency, sustainability, and quality in its mission to enhance water accessibility for communities in Cambodia.
Pioneering in Cambodia, First Finance Plc specializes in offering affordable housing finance, uniquely focusing on underserved low and middle-income households. Unlike traditional banks catering to wealthier citizens, First Finance prioritizes those with limited access to formal housing financial services. The company provides long-term, affordable housing finance options, including Home Loans, Home Improvement Loans, and medium-term Home Equity Loans. Through financial assistance, First Finance strives to enhance economic stability for underserved Cambodian families, fostering a sense of dignity, security, and happiness through homeownership.
Myanmar
Based in Mandalay, Myanmar, Alliance is a microfinance institution dedicated to providing financial services to micro, small, and medium enterprises (MSMEs) and farmers. The institution offers a comprehensive suite of financial products, including savings accounts for enhanced financial inclusion and various credit products such as group and individual loans tailored to meet the specific needs of MSMEs and farmers, supporting their growth and development. Headquartered strategically in Mandalay, Alliance is well-positioned to meet the rising demand for financial services in the region, contributing to local economic development and fostering financial inclusion.